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Jordan Blake

Senior Personal Finance Editor
20+ years of experience

Credentials

  • 20+ years in markets, consumer finance, and editorial work
  • Background spans trading, business operations, and long-form writing
  • Focuses on the real break-even math of rewards programs, not manufacturer hype

Specialties

Credit card rewards optimization Rent payment services Bilt Rewards and no-fee rent strategies Welcome offer strategy

Jordan’s interest in rent-via-credit-card strategy started from a simple question: “If paying rent on a card is such a no-brainer, why doesn’t everyone do it?” The answer turned out to be that the math is mostly not in the renter’s favor — until you learn which specific combinations of cards and services flip the economics. That’s the lens he brings to RentByCard.com.

His writing is shaped by two decades of work across markets, consumer finance, and editorial — a combination that makes him relentlessly skeptical of any strategy pitched as “free.” His default question on every piece is “where does this strategy break, and who eats the loss?” If he can’t answer that clearly, he doesn’t publish the recommendation.

Jordan’s articles on RentByCard.com are fact-checked against current issuer and service terms at the time of publication. He personally runs the break-even math on every strategy he recommends.

Articles by Jordan Blake

Does Paying Rent With a Credit Card Hurt Your Debt-to-Income Ratio for a Mortgage Application?

Explore how credit card rent payments impact your debt-to-income ratio and mortgage eligibility, with strategies to minimize risks in 2026.

Sep 2, 2026

Bilt Mastercard vs Plastiq: Which Saves You More on Rent in 2026?

A data‑driven comparison of Bilt Mastercard and Plastiq for rent payments, breaking down fees, rewards, credit‑building impact, and landlord acceptance to determine the net savings for a typical renter in 2026.

Aug 8, 2026

How to Pay Rent With a Credit Card in Australia (2026 Guide)

The real math on paying rent with a credit card in Australia — RentPay, Rental Rewards, and DEFT fees compared, plus the NSW/Victoria fee-free legal right most tenants don't know about.

Aug 8, 2026

How to Pay Rent With a Credit Card in Canada (2026 Guide)

The real math on paying rent with a credit card in Canada — Letus (formerly RentMoola) fees, which cards actually clear the cost, and when it's not worth it.

Aug 8, 2026

How to Pay Rent With a Credit Card in the UK (2026 Guide)

The real math on paying rent with a credit card in the UK — Payr's fees, when direct landlord payment beats it, and why most private tenancies still can't do this at all.

Aug 8, 2026

Bilt Platinum vs Reserve vs Free (2026): Which Tier Pays You More for Rent?

Bilt 2.0 launched three cards — no-fee, $95 Platinum, and $495 Reserve. We run the exact math on which tier makes sense for renters paying $1,500 / $2,500 / $4,000 monthly, accounting for the 75% spend requirement and lounge / travel benefits.

Apr 17, 2026

Bilt 2.0 Launched Three New Cards — Here's Whether the Math Still Works for Renters

Bilt ditched Wells Fargo, launched three credit cards with annual fees up to $495, and added a 75% spend requirement. We run the numbers on whether Bilt 2.0 is still worth it for paying rent.

Apr 12, 2026

7 Credit Cards That Actually Earn on Rent Payments in 2026

Most credit cards lose money on rent when you factor in service fees. Here are the specific cards where the rewards math actually works — ranked by realistic annual value at typical rent levels.

Apr 11, 2026

Bilt Mastercard Review: Is Earning Points on Rent Actually Free?

The Bilt Rewards Mastercard is the only US card that earns rewards on rent with zero fees. Here's an honest review of what it actually delivers, where the catches are, and whether it's worth applying for.

Apr 11, 2026

How to Pay Rent With a Credit Card in 2026 (and When It's Actually Worth It)

A clear, math-first guide to paying rent with a credit card. Which services work, which cards make sense, and the specific scenarios where the rewards actually beat the fees.

Apr 11, 2026